|
| Savings |
Minimum
Balance to
earn APY*
|
APY*
|
Balance Method
|
| Platinum Share Investment Account |
$300.00
|
0.25%
|
$300.00 Daily Balance
|
| Kirby Kangaroo Share Investment Account |
$300.00
|
0.25%
|
$300.00 Daily Balance
|
| Holiday Account |
$25.00
|
0 .25%
|
$300.00 Daily Balance
|
| Individual Retirement Account (IRA) |
$25.00
|
0.40%
|
Average Daily Balance
|
*APY = Annual Percentage Yield
-the APY may change after the account is opened, rates are subject to change
-rates as of 1/04/10
-maintenance and activity fees could reduce or eliminate earnings on the account, for complete details, please refer to our fees for details
| Checking |
Minimum Balance
to earn APY*
|
APY*
|
Balance Method
|
| Command Advantage Checking |
$0.00
|
0.10%
|
$500.00 Daily Balance
|
| Advantage Checking |
$200.00
|
0.00%
|
Average Daily Balance
|
*APY = Annual Percentage Yield
-the APY may change after the account is opened, rates are subject to change
-rates as of 1/04/10
-maintenance and activity fees could reduce or eliminate earnings on the account, for complete details, please refer to our fees for details
|
Investment Accounts
|
Fee
|
| Money Market Per withdrawl/transfer fee after (4) in a month |
$10.00 |
| IRA Documentation Fee |
$25.00 |
| CD Early Withdrawl |
10% of principle balance |
|
All Share Accounts
|
Fee
|
| Mid-cycle Statement |
$5.00
|
| Per teller check fee (effective April 1, 2009) |
$1.00
|
| Money Orders |
$3.00
|
| Per hour reconciliation charge |
$10.00
|
| Privilege Pay per item |
$25.00
|
| Per teller transaction after (5) in a month |
$1.00
|
| Stop Payment Fees |
Fee
|
| Corp. or bill pay |
$25.00
|
| Deposited or return check (effective July 1, 2009) |
$25.00
|
|
Sharedraft (Checking)
|
Fee
|
| Stop payment fee |
$25.00
|
| Returned drafts (NSF) fee per draft |
$25.00
|
| Sharedraft copy fee per draft |
$1.00
|
| Per hour reconciliation charge |
$10.00
|
| Privilege Pay per item |
$25.00
|
| Advantage Checking Statements via mail per month |
$5.00
|
| Advantage Checking less than $200 Avg. Daily Balance per month |
$5.00
|
|
ATM Card
|
Fee
|
| Per transaction Fee after (5) in month |
$1.00 + sales tax |
| Replacement Fee |
$2.00 |
| ATM error in deposits |
$10.00 |
| Daily transaction Maximum |
$300.00 |
|
First Class Visa Debit Card
|
Fee
|
| Per ATM transaction after (5) in month |
$1.00 + sales tax
|
| Replacement Fee |
$2.00 |
| Daily Transaction Maximum |
$3,000.00 |
| Members are encouraged to swipe as CREDIT not DEBIT |
- |
| Lockboxes |
Fee
|
| Per year for 3"x5" box |
$22.00
|
| Per year for 3"x10" box |
$37.00
|
| Per year for 5"x10" box |
$52.00
|
| Per year for 10"x10" box |
$77.00
|
| Discount on annual lockbox fee if paid by automatic payment. |
$2.00
|
| One lost key |
$25.00
|
| Two lost keys-cost to redrill box |
Over $125.00
|
|
Miscellaneous
|
Fee
|
| Local/International Fax Per Page |
$6.00 |
| Copy Machine: Per copy after (5) copies |
$0.15 |
| Per wire fee for wiring funds |
$15.00 |
| Foreign Wire |
$35.00 |
| Per Hour research fee |
$10.00
|
| Phone/Automatic transfer |
$1.00 |
| Incomming Wire transfer |
$5.00 |
| Account Verifications |
$10.00 |
| Atira Gift Card |
$2.00 |
| Garnishment/Levy Fee |
$25.00 |
| Child Support Levy |
$10.00 |
|
