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Our History

In a phrase...
"Serving Postal Employees and The Community since 1925"

Iowa Postal Credit Union was organized in 1925 to serve postal employees. We grew to serve postal employees and their families. We also serve small employee groups.With the merger of First Iowa Community Credit Union, formed in 1925, we became First Class Credit Union and serve the community.

First Class Credit Union is a full service financial institution with branches in Des Moines and West Des Moines that cater to the members needs. These needs are met every day with nearly 400 years of combined experience.

We offer a full line of financial services to meet the needs of our members. These services include: 

  • Share accounts (minimum required for membership)
  • Share drafts
  • Auto loans
  • Home equity loans
  • Secured and unsecured lines of credit
  • Retirement vehicles (IRAs)
  • Holiday accounts
  • Shared branching
  • "Online Teller" - a full-service online application
  • Mobile banking
  • Much, much more

Our Mission Statement
To provide first class service and cost effective financial services always realizing we were created by and for postal employees and credit union pioneers.

To prudently utilize the human and financial resources of the credit union to develop the credit union systems.

To endeavor to provide supplementary financial and other services to members as needed.

Rates  
Rates Effective: 4/18/2014
Auto Loan 1.99%* APR
Home Equity 5-year 4.125% APR
Home Equity 7-year 4.375% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change
Mortgage Loans

News

First Class Credit Union joined with several partners to assist our member's needs. . . . (Click for more)
Manager's Report . . . (Click for more)