Our History

In a phrase...
"Providing First Class Service since 1925"

Iowa Postal Credit Union was organized in 1925 to serve postal employees. We grew to serve postal employees and their families. We also serve small employee groups.With the merger of First Iowa Community Credit Union, formed in 1925, we became First Class Credit Union and serve the community.

On December 2, 2015 we changed our name to First Class Community Credit Union to reflect that we are  Postal and also a community credit union.

First Class Community Credit Union is a full service financial institution with branches in Des Moines and West Des Moines that cater to the members needs. These needs are met every day with nearly 400 years of combined experience.

We offer a full line of financial services to meet the needs of our members. These services include: 

  • Share accounts (minimum required for membership)
  • Share drafts
  • Auto loans
  • Home equity loans
  • Secured and unsecured lines of credit
  • Retirement vehicles (IRAs)
  • Holiday accounts
  • Shared branching
  • "Online Teller" - a full-service online application
  • Mobile banking
  • Much, much more

Our Mission Statement
To provide first class service and cost effective financial services always realizing we were created by and for postal employees and credit union pioneers.

To prudently utilize the human and financial resources of the credit union to develop the credit union systems.

To endeavor to provide supplementary financial and other services to members as needed.

Rates Effective: 8/21/2017
Auto Loan 1.99%* APR
Home Equity 5-year 4.000% APR
Home Equity 7-year 4.250% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change. Rates are stated As Low As.
Shared Branching


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