The following is our current rate information presented in a Word document.
Share Certificate Rates
Loan Rates
Mortgage Rates
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Fees
| Gold and Platinum Share (Savings) Investment Account |
| Five free teller transactions (Excluding deposits) a month. |
| Additional transactions: |
$1.00 |
Time Savers Share Certificate
Per withdrawal fee prior to maturity or expiration of a six (6) month notification to withdraw funds shall be a 10% of the principal balance of the certificate.
Holiday Account
Per withdrawal fee other than annual
disbursement $10.00
IRA Share Account
New account documentation fee $25.00
Investment (Money Market) Access Account
Per withdrawal/transfer fee after four $10.00
(4) withdrawals/transfers
|
Sharedraft (Checking) Account |
|
| Sharedraft Account: |
$0.00 |
| Stop Payment Fee: |
$25.00 |
| Returned drafts (check) (NSF) fee per draft: |
$25.00 |
| Microfilm draft (check) copy fee per draft: |
$1.00 |
|
|
| Privilege Pay (overdraft protection) per item : |
$25.00 |
| ATM/Express Cash Card |
| Deposit and Point of Sale Transactions: |
FREE |
| First five Transactions per month: |
FREE |
| Additional Transactions a month: |
$1.00 |
| (There is no charge for any transaction completed at an ATM owned by First Class Credit Union. |
| Replacement fee for lost, stolen or replacement cards: |
$2.00 |
|
ATM error in deposits
Daily transaction maximum |
$10.00
$300.00 |
| First Class Credit Union Visa Debit Card |
| Debit Card Transactions: |
FREE |
| Deposit and Point of Sale transactions: |
FREE |
|
Five (5) ATM transactions per month
Excess of five (5) ATM Transactions |
FREE
$1.00 |
| (There is no charge for any transaction completed at an ATM owned by First Class Credit Union) |
|
Replacement fee for lost, stolen or replacement cards:
Daily Transaction Maximum |
$2.00
$2,000.00 |
| Credit Cards |
| VISA Classic: |
$25.00 |
| MasterCard Platinum: |
$25.00 |
| Late payment fee: |
$15.00 |
| Over-the-limit fee: |
$15.00 |
| Annual Fees will be waived with the share draft/checking account |
| Miscellaneous |
| Local fax per page: |
$6.00 |
| Per copy for more than 5 per day: |
$0.15 |
| Per wire fee for wiring funds: |
$15.00 |
| Foreign wire: |
$25.00 |
| Per hour research fee: |
$10.00 |
| Phone/Automatic transfer: |
$1.00 |
| Incoming wire transfer: |
$4.00 |
| Account verifications: |
$10.00 |
|
Atira Gift Card:
Garnishment and Levy administrative fee |
$2.00
$25.00
|