We will be closed Monday, February 19th, 2018 in observance of Presidents Day.



Iowa Bankers Trying to Raise Credit Union Taxes - Your Help Needed

Credit unions provide a not-for-profit, cooperatively-owned choice in the financial marketplace. For decades, the credit union business model has saved Iowans money and provided access to credit that many could not get from a bank. With tax reform being discussed at the state level, bank lobbyists are using it as an opportunity to try and convince legislators to raise taxes on credit unions, effectively taxing their competition out of the market.

As a member-owner of your credit union - your voice matters – as any tax increase is ultimately a tax on you, our owners! Please contact your state legislator today and ask them to oppose bank efforts to raise credit union taxes, so Iowans like you continue to have the ability to choose a not-for-profit financial partner. We have made it easy to send your legislator an email.  Please click here to view, edit and send an electronic message. Visit ProtectFinancialChoice.com to stay up-to-date on important policy issues affecting your credit union.



2018 Annual Meeting - Mark Your Calendars!

Mark your calendars as the 2018 First Class Community Credit Union Annual Meeting will be held on Sunday, April 8th. The meeting will be held at our 2051 Westown Parkway location in West Des Moines and will begin at 1:00pm. All members of the credit union are invited to attend! 



Board of Directors Election

Are you interested in serving on the Board of Directors? Board members work closely with the management of First Class Community Credit Union to guide and help set direction for the credit union.

This year we have four terms expiring for the Board of Directors that will need to be filled. Any member interested in serving on the Board of Directors will need to submit a petition with 100 member signatures and a biography by February 8th, 2018 to the Nominating Committee. Nominations will not be taken from the floor at the annual meeting in April since we do take mailed ballots and cannot conduct business that is not contained in the original notice of the meeting. The Nominating Committee consists of Matt Main, Patricia Tonsi, and Craig Doster. Please contact the credit union if you have any interest in becoming a board member or if you have any questions and we will be happy to put you in contact with a member of the Nominating Committee!



REMINDER: Check Account Transaction History

Just a friendly reminder to periodically check your account transaction history and report any unauthorized transactions to us immediately. With the record setting number of merchant breaches recently, fraud is at an all-time high and fraudsters are gearing up for the increased debit card use by consumers during the holiday season. We want you to be protected and here are steps you can take to help:

1) Always secure your PIN. If you have to write it down, keep it stored in a secure location that is separate from your debit card. 

2) Be aware. If an ATM or terminal looks or feels like it has been tampered with it is best to not use it and report it to local authorities. 

3) Check your transaction history. The sooner you check your history and are able to report unauthorized transactions the better. Contact us immediately if you see an unauthorized transaction so we can take the necessary steps to shut down your debit card. If you have not signed up for online banking, this would 



Online Loan Rate Calculator Now Available!

Are you tired of seeing low "advertised" rates from financial institutions only to find out that's not the rate you actually qualify for after applying? To help give our members a better sense of what rate they may be approved for, we have developed an online loan calculator to help! If you have a general idea of your credit score then utilize our online calculator now to help determine your rate before applying! 

Click here to try it out: http://fccculoancalc.com/. It can also be found under the Loan Services tab in the Loan Rates section or the Auto Loan section.

*With approved credit. Certain restrictions apply. Rates subject to change. 



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"LEVEL UP" DETAILS!



Online Banking Tutorials now available!

For your convenience we have created step by step tutorials for you to follow to be able to easily log into online banking and get signed for online e-services. Please click on the links below for instructional videos.

Online Banking Instructional Video

Enrolling in Electronic Statements and Electronic Notices

Rates  
Rates Effective: 2/16/2018
Auto Loan 1.99%* APR
Home Equity 5-year 4.875% APR
Home Equity 7-year 5.125% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change. Rates are stated As Low As.
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