We will be closed January 21, 2019

in observance of Martin Luther King Jr. Day

New Credit Card Program is Live!

Don't forget that First Class Community's new credit card program with Elan Financial Services is now live! If you already had an existing credit card, you should have received a new card in the mail that you can now use in place of your old one. To enroll your new card online and check your balances, transactions, and make payments please follow these directions:

1.   Visit www.myaccount access.com
2.   Select “Enroll”
3.   Enter credit card account number
Enter 3 digit security code
5.   Enter last 4 digits of social security number
6.   Enter zip code credit card statement is mailed to
7.   Create a “Personal ID”
8.   Create a “Password”
9.   Enter email address
10. Follow the remaining prompt to complete the process

Save the Date for the 2019 Annual Meeting

It's hard to believe but it's already time to start discussing our next annual meeting! The 2019 annual meeting is scheduled for Sunday, April 7th at 1:00pm at our Westown Parkway office. All members of the credit union are invited to attend!

Board of Directors Election

This year we have three terms expiring on our Board of Directors that will need to be filled. Any member interested in serving on the Board of Directors will need to submit a petition with 100 member signatures and a biography by February 7th, 2019 to the Nominating Committee. Nominations will not be taken from the floor at the annual meeting in April since we do not take mailed ballots and cannot conduct business that is not contained in the original notice of the meeting. The Nominating Committee consists of Craig Doster, Lance Coles, and Carol Cowling. Please contact the credit union if you have any interest in becoming a board member or if you have questions and we will be happy to put you in contact with a member of the Nominating Committee!

REMINDER: Check Account Transaction History

Just a friendly reminder to periodically check your account transaction history and report any unauthorized transactions to us immediately. With the record setting number of merchant breaches recently, fraud is at an all-time high and fraudsters are gearing up for the increased debit card use by consumers during the holiday season. We want you to be protected and here are steps you can take to help:

1) Always secure your PIN. If you have to write it down, keep it stored in a secure location that is separate from your debit card. 

2) Be aware. If an ATM or terminal looks or feels like it has been tampered with it is best to not use it and report it to local authorities. 

3) Check your transaction history. The sooner you check your history and are able to report unauthorized transactions the better. Contact us immediately if you see an unauthorized transaction so we can take the necessary steps to shut down your debit card. If you have not signed up for online banking, this would 

Online Loan Rate Calculator Now Available!

Are you tired of seeing low "advertised" rates from financial institutions only to find out that's not the rate you actually qualify for after applying? To help give our members a better sense of what rate they may be approved for, we have developed an online loan calculator to help! If you have a general idea of your credit score then utilize our online calculator now to help determine your rate before applying! 

Click here to try it out: http://fccculoancalc.com/. It can also be found under the Loan Services tab in the Loan Rates section or the Auto Loan section.

*With approved credit. Certain restrictions apply. Rates subject to change. 



Online Banking Tutorials now available!

For your convenience we have created step by step tutorials for you to follow to be able to easily log into online banking and get signed for online e-services. Please click on the links below for instructional videos.

Online Banking Instructional Video

Enrolling in Electronic Statements and Electronic Notices

Rates Effective: 1/18/2019
Auto Loan 2.50%* APR
Home Equity 5-year 4.87% APR
Home Equity 7-year 5.125% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change. Rates are stated As Low As.
Shared Branching


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