First Class Community Credit Union is switching to a new debit card processor that will allow for increased 24/7 debit card support, mobile wallet capabilities (coming soon!), enhanced fraud monitoring and detection, and more!

You will need to follow the activation instructions when you receive your new debit card in the mail.  You will need to set a PIN for your new debit card.  Your PIN number does not automatically carry over.

Please Be Advised:

1. To activate your new debit card call 1-888-691-8661.

Note: You’ll need to call from the phone number on file at the credit union.


2. Call 1-888-891-2435 to set up your 4-digit required PIN.

Note: When setting up your PIN, you’ll be asked for your date of birth in a MM/YY format. Example: if you were born in May of 1958, you would enter 0558. Your PIN will not carry over from your previous debit card.

NEW!!  Fraud Text Alerts with your new debit card.

Want a text alert to your mobile phone in the event of suspected fraud on your new debit card? Click here to sign up for fraud text alerts!

REMINDER: Check Account Transaction History

Just a friendly reminder to periodically check your account transaction history and report any unauthorized transactions to us immediately. With the record setting number of merchant breaches recently, fraud is at an all-time high and fraudsters are gearing up for the increased debit card use by consumers during the holiday season. We want you to be protected and here are steps you can take to help:

1) Always secure your PIN. If you have to write it down, keep it stored in a secure location that is separate from your debit card. 

2) Be aware. If an ATM or terminal looks or feels like it has been tampered with it is best to not use it and report it to local authorities. 

3) Check your transaction history. The sooner you check your history and are able to report unauthorized transactions the better. Contact us immediately if you see an unauthorized transaction so we can take the necessary steps to shut down your debit card. If you have not signed up for online banking, this would 

Online Loan Rate Calculator Now Available!

Are you tired of seeing low "advertised" rates from financial institutions only to find out that's not the rate you actually qualify for after applying? To help give our members a better sense of what rate they may be approved for, we have developed an online loan calculator to help! If you have a general idea of your credit score then utilize our online calculator now to help determine your rate before applying! 

Click here to try it out: It can also be found under the Loan Services tab in the Loan Rates section or the Auto Loan section.

*With approved credit. Certain restrictions apply. Rates subject to change. 



Online Banking Tutorials now available!

For your convenience we have created step by step tutorials for you to follow to be able to easily log into online banking and get signed for online e-services. Please click on the links below for instructional videos.

Online Banking Instructional Video

Enrolling in Electronic Statements and Electronic Notices

Rates Effective: 4/23/2019
Auto Loan 2.50%* APR
Home Equity 5-year 4.625% APR
Home Equity 7-year 4.875% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change. Rates are stated As Low As.
Shared Branching


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