First Class Community Credit Union is switching to a new debit card processor that will allow for increased 24/7 debit card support, mobile wallet capabilities, enhanced fraud monitoring and detection, and more!

You will need to follow the activation instructions when you receive your new debit card in the mail.  You will need to set a PIN for your new debit card.  Your PIN number does not automatically carry over.

Please Be Advised:

1. To activate your new debit card call 1-888-691-8661.

Note: You’ll need to call from the phone number on file at the credit union.


2. Call 1-888-891-2435 to set up your 4-digit required PIN.

Note: When setting up your PIN, you’ll be asked for your date of birth in a MM/YY format. Example: if you were born in May of 1958, you would enter 0558. Your PIN will not carry over from your previous debit card.

If you have any questions, please call us at 1-800-392-7122

New Credit Card Program is Live!

Don't forget that First Class Community's new credit card program with Elan Financial Services is now live! If you already had an existing credit card, you should have received a new card in the mail that you can now use in place of your old one. To enroll your new card online and check your balances, transactions, and make payments please follow these directions:

1.   Visit www.myaccount
2.   Select “Enroll”
3.   Enter credit card account number
Enter 3 digit security code
5.   Enter last 4 digits of social security number
6.   Enter zip code credit card statement is mailed to
7.   Create a “Personal ID”
8.   Create a “Password”
9.   Enter email address
10. Follow the remaining prompt to complete the process

Save the Date for the 2019 Annual Meeting

It's hard to believe but it's already time to start discussing our next annual meeting! The 2019 annual meeting is scheduled for Sunday, April 7th at 1:00pm at our Westown Parkway office. All members of the credit union are invited to attend!

Board of Directors Election

This year we have three positions with expiring terms on the Board of Directors that will need to be filled. The Nominating Committee, which consists of current directors Craig Doster, Lance Coles, and Carol Cowling has nominated Randy Pelham, Patty Tonsi, and Brad Jacobsen who are all incumbents.

No nominations by petition were received by the deadline of February 7th. Therefore, we will not have a ballot this year and the nominees noted above will fill the three expiring terms for three years beginning after our annual meeting in April. Congrats to each of the nominees and thank you for volunteering to serve our credit union and its members!

REMINDER: Check Account Transaction History

Just a friendly reminder to periodically check your account transaction history and report any unauthorized transactions to us immediately. With the record setting number of merchant breaches recently, fraud is at an all-time high and fraudsters are gearing up for the increased debit card use by consumers during the holiday season. We want you to be protected and here are steps you can take to help:

1) Always secure your PIN. If you have to write it down, keep it stored in a secure location that is separate from your debit card. 

2) Be aware. If an ATM or terminal looks or feels like it has been tampered with it is best to not use it and report it to local authorities. 

3) Check your transaction history. The sooner you check your history and are able to report unauthorized transactions the better. Contact us immediately if you see an unauthorized transaction so we can take the necessary steps to shut down your debit card. If you have not signed up for online banking, this would 

Online Loan Rate Calculator Now Available!

Are you tired of seeing low "advertised" rates from financial institutions only to find out that's not the rate you actually qualify for after applying? To help give our members a better sense of what rate they may be approved for, we have developed an online loan calculator to help! If you have a general idea of your credit score then utilize our online calculator now to help determine your rate before applying! 

Click here to try it out: It can also be found under the Loan Services tab in the Loan Rates section or the Auto Loan section.

*With approved credit. Certain restrictions apply. Rates subject to change. 



Online Banking Tutorials now available!

For your convenience we have created step by step tutorials for you to follow to be able to easily log into online banking and get signed for online e-services. Please click on the links below for instructional videos.

Online Banking Instructional Video

Enrolling in Electronic Statements and Electronic Notices

Rates Effective: 3/21/2019
Auto Loan 2.50%* APR
Home Equity 5-year 4.750% APR
Home Equity 7-year 5.000% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change. Rates are stated As Low As.
Shared Branching


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