Our History

In a phrase...
"Providing First Class Service since 1925"

Iowa Postal Credit Union was organized in 1925 to serve postal employees. We grew to serve postal employees and their families. We also serve small employee groups.With the merger of First Iowa Community Credit Union, formed in 1925, we became First Class Credit Union and serve the community.

On December 2, 2015 we changed our name to First Class Community Credit Union to reflect that we are  Postal and also a community credit union.

First Class Community Credit Union is a full service financial institution with branches in Des Moines and West Des Moines that cater to the members needs. These needs are met every day with nearly 400 years of combined experience.

We offer a full line of financial services to meet the needs of our members. These services include: 

  • Share accounts (minimum required for membership)
  • Share drafts
  • Auto loans
  • Home equity loans
  • Secured and unsecured lines of credit
  • Retirement vehicles (IRAs)
  • Holiday accounts
  • Shared branching
  • "Online Teller" - a full-service online application
  • Mobile banking
  • Much, much more

Our Mission Statement:

First Class Community Credit Union is committed to serving and enriching the community, while remembering we were created by and for postal employees and credit union pioneers. We will provide essential financial products and first class service to all members. We will strive to create meaningful relationships with our members and to have the privilege of serving them as their primary financial institution and trusted financial partner. First Class Community Credit Union will operate with integrity, respect, and care for both its members and employees.

Rates Effective: 4/23/2019
Auto Loan 2.50%* APR
Home Equity 5-year 4.625% APR
Home Equity 7-year 4.875% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change. Rates are stated As Low As.


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