Home Equity Loans

We offer two types of Home Equity products based on your needs:
  • Home Equity Loan - This is a fixed amount loan, so you borrow the exact amount you need and pay it back for a fixed length of time with a fixed rate.
  • Home Equity Line-of-Credit: This is a line of credit you can access as needed. So, you can borrow the money you need now, and then access more again in the future when you need it.
Whether you're dreaming about improving your home, financing your daughter's wedding, buying some big-ticket item, or simply want to consolidate high-rate debt in to one management payment, a Home Equity Loan or Line-of-Credit from First Class Community is a great option.
Borrow from the equity you already have in your home so you can stop dreaming and start living!
Stop in during business hours or call us at 1-800-392-7122 where we have representatives available 24 hours a day! You can also apply online by clicking here.
Rates Effective: 4/23/2019
Auto Loan 2.50%* APR
Home Equity 5-year 4.625% APR
Home Equity 7-year 4.875% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change. Rates are stated As Low As.


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