Share

Privacy Policy

First Class Credit Union Credit Union is committed to making available financial products and services that will enable our members to meet their financial needs. Protecting personal information and using it in a manner consistent with our member’s expectations is a high priority.

 As a First Class Credit Union Credit Union member, you can deserve to expect the following:

  • First Class Credit Union will collect only personal information necessary to conduct our business.
     
  • First Class Credit Union will maintain strong security controls to ensure that member information in our files is protected. Where appropriate we will use security-coding techniques to protect against unauthorized access to personal records, to ensure accuracy and integrity of communications and transactions, and to protect member confidentiality.
     
  • First will only share information when it is necessary to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
     
  • First will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our member’s economic well-being. Under no circumstances will we authorize those firms to charge member account for any fees without the member’s consent. We will not sell member information to telemarketing firms.
     
  • Members will be given the option to have their personal information excluded from any information shared with our business partners as long as it does not affect the services produced by us. We will take all reasonable steps to assure the requested of members to exclude their information are followed.
     
  • Notice will be given to our members regarding this privacy policy at the time of account opening, and annually thereafter. We will also inform them of the steps they need to take if they wish to have their personal information excluded.
Rates  
Rates Effective: 4/17/2014
Auto Loan 1.99%* APR
Home Equity 5-year 4.125% APR
Home Equity 7-year 4.375% APR
Share Draft Line of Credit 13.9%* APR
*With approved credit. Certain restrictions apply. Rates subject to change
Mortgage Loans

News

First Class Credit Union joined with several partners to assist our member's needs. . . . (Click for more)
Manager's Report . . . (Click for more)